Start saving on your
student loans.

GradJoy manages your student loans — helping you save money and be debt-free faster.


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Trusted by graduates from the best universities

A personalized plan just for you.

GradJoy makes it easy to quickly get out of debt. You tell us about yourself and your goals, and we'll give you a personalized plan backed by financial experts and created with artificial intelligence.

🔐 Connect your loans.

In less than 30 seconds, you will be ready to start saving on your loans.

  • We support all of your federal loans regardless of servicer. Nelnet, Navient, EdFinancial, MOHELA, and many more are all automatically supported.

  • View and manage all of your student loans from one place.

  • We'll take it from here and will keep you notified of any unexpected changes to your loans.

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🎯 Set your goals. Get your plan

We understand your goals and unique financial situation. This allows us to create a step-by-step plan to help you save and quickly be debt-free.

  • Interested in Income-Based Repayment?
    We got you covered!

  • Wondering if Public Service Loan Forgivness is right for you?
    We'll crunch the numbers and let you know!

  • Thinking about refinancing with a third party (SoFi, CommonBond, etc.)?
    We'll give you all the pros and cons!

GradJoy Screenshot

🎉 Save money and be debt-free!

GradJoy will always be there for you to make sure you are on the best track to getting rid of your student debt.

  • We know the law is constantly changing. We are always looking out and will let you know of any changes to your plan.

  • Change in your life? New Job? Got Married?
    Let us know, and we'll let you know the best path forward.

  • Don't worry. We'll take it from here!

GradJoy Screenshot

What GradJoy users say about us.

Join the thousands of grads that ❤️ saving money with GradJoy.

Ready to crush your loans?

We've got your back. Download GradJoy today.

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GradJoy manages your student loans — helping you save money and be debt-free faster.


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Welcome&person_s&! &schoolName&, has invited you to GradJoy. 🎉
GradJoy manages your student loans — helping you save money and be debt-free faster.


Enter your mobile phone number, and we'll text you a link to download GradJoy.